Personal Banking
Village Bank offers a variety of Personal Checking Accounts. One of these accounts is sure to meet your personal banking needs. If you need help determining which of these accounts is best for you, call or e-mail us and we will be glad to discuss your account needs with you.
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Village
FREE Checking |
| Minimum to open |
$100 |
|
Minimum to maintain |
none |
|
Rate |
Non-interest bearing account |
|
Fees |
None |
|
Features |
- Unlimited Check Writing
- Free Online Banking and Bill Pay
- ATM/Debit card available
- First box of 200 checks FREE
|
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Village Gold Checking |
| Minimum to open |
$100 |
|
Minimum to maintain |
$400 |
|
Rate |
Non-interest bearing account |
| Fees |
| Minimum Balance of $400 and over or Average Balance of $1,000 or Combined Deposit Balances totaling $5,000 or more - |
FREE |
| Minimum Balance from $0 to $399- |
$8.00 |
|
|
| Monthly fee includes 40 checks per statement cycle, each check in excess of 40 is assessed a fee of 15 cents. |
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| |
Village Gold Plus - Checking With Interest |
|
Minimum to Open |
$100 |
|
Minimum to Maintain |
$750 |
Rate |
See Interest Rate |
|
Fees |
| Minimum Balance of $750
and over or Average Balance of $2,500 or Combined
Deposit Balances totaling $7,500 or more - |
FREE |
| Minimum Balance from $0
to $749- |
$10.00 |
|
|
| Monthly
fee includes 40 checks per statement cycle, each check
in excess of 40 is assessed a fee of 15 cents. |
|
| |
Village Optimum Checking |
|
Minimum to Open |
$100 |
Minimum to Maintain |
$300 |
Rate |
See Interest Rate |
| Fees |
|
Minimum Balance of $300 and
over or Average Balance of $1,000 or Combined Deposit
Balances totaling $5,000 or more - |
FREE |
| Minimum
Balance from $0 to $299- |
$3.50 |
|
|
|
Monthly fee includes 40 checks per statement cycle, each
check in excess of 40 is assessed a fee of 15 cents. |
|
|
Features |
- Age 55 and over
- Free Village Bank checks or 50% discount on any other pay
style
- Free Cashier Checks
- Free Traveler Checks
- Free Notary Service
|
| |
Money Market Account |
|
Minimum to Open |
$1,000 |
Minimum to Maintain |
See Fees below |
Rate |
See Interest Rate |
| Fees |
| Minimum Balance of $1,000 or Average Balance of $2,500- |
FREE |
| Minimum Balance from $0 to $999- |
$15.00 |
|
Limitations |
- You may make
six (6) transfers from your account each statement cycle by
preauthorized or automatic transfer, telephone (including data
transmission) agreement, order, or instruction.
- Transfers and
withdrawals made in person, by mail, or an ATM are unlimited.
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